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When taking out a home loan you need to be diligent and well prepared, as it is usually the biggest single financial transaction you will ever make. To make it easier we've put together a collection of calculators that will help you work through a number of scenarios and plan your financial situation. Please note that the results from each calculator should be used as an indication only. For more detailed information we recommend you speak to one of our award-winning Mortgage Brokers by calling 1800 880 848 or emailing [email protected]
Borrowing Power Calculator
This calculator is designed to give you an estimate of how much money you can borrow from a lender. Note that the borrowing power is calculated on a custom model which can differ from lender to lender. The purpose of this calculator is to merely give an indication of what a lender could offer you, based on some of your basic incomes and financial commitments. You will only know how much you can borrow for certain when you apply and receive conditional approval for a maximum borrowing amount on a loan.
Loan Repayment Calculator
This calculator helps you work out what your regular repayments will be based on your home loan amount. Repayment frequency can be changed to monthly, fortnightly or weekly. You can also see how the loan will diminish over time on the amortisation table.
Home Loan Offset Calculator
This calculator helps you estimate how much interest and loan term you can save by utilising a Home Loan Offset Account.
Extra Repayment Calculator
This calculator helps you estimate how much time and interest you can save over the life of your home loan if you make regular additional repayments into your loan.
Stamp Duty Calculator
This calculator calculates property transfer stamp duty, mortgage registration and transfer fees when you purchase a property in Australia. It also calculates the government's First Home Owner's Grant when you purchase your first home, if you are eligible for this grant.
Income Tax Calculator
Calculate a simple income tax liability based on the ATO's current personal income tax rates and thresholds.
Budget Planner
The Budget Planner can help you work out your income and expenses, and find out your financial position.
Saving Calculator
This calculator estimates the total accumulation in a savings account based on a regular deposit arrangement.

We can review any of your current personal or home loans to ensure that you're getting the very best deal; work out your borrowing capacity for a new home, car or other purchase; or simply help you create a more effective plan to manage your finances. Like everything we do, this service is provided completely free of charge!