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The Process
New Home Construction

The Loan Company is a part of Australia's largest home builder – the BGC Group – and has helped tens of thousands of clients obtain finance to build their new home. Our Mortgage Brokers have extensive experience in the field of construction finance, and are well-placed to educate you on the requirements of the bank, builder and land developer. We know the building process intimately, and to help ease you through the process we've outlined the major steps – from working out how much you can spend to when construction is ready to start…




Established Homes

Purchasing a home can seem like an overwhelming experience, with so many decisions that have to be made. So before going out to find your dream property, make sure you first sit down with one of our experienced Mortgage Brokers, to ensure that you have a comprehensive understanding of how much you can borrow and the process involved when signing an Offer and Acceptance. Also, it is always recommended that you organise a pre-approval first as this will assist when negotiating the contract. To help ease you through the process we've outlined the major steps – from working out how much you can spend right through to settlement on the property…




We can review any of your current personal or home loans to ensure that you're getting the very best deal; work out your borrowing capacity for a new home, car or other purchase; or simply help you create a more effective plan to manage your finances. Like everything we do, this service is provided completely free of charge!